Home Buyers...

Kevin can help you find the perfect home.  As a free service to buyers, Kevin can keep you updated with daily print outs of homes that have just come on the market.   This, can help you find a great buy, before a new listing is advertised to the public.  Just ask to be put on the daily update list.

And Kevin knows financing.  Whether you have a large down payment, no down payment, perfect credit, or even bad credit, there is probably a loan for you.   There are also many types of First Time Home Buyer Programs as well as Grant Programs that can help you with your down payment.  Kevin will not only help get you pre-qualified for a loan, but actually help you get pre-approved for your loan.   This can make your offer on a home much stronger in the eyes of the seller, plus speed up the buying process.

Here are just some of the many loan types that Kevin tracks:
103% Loans - Loans that require no down payment, and can even finance your closing costs.
97% and 95% Conventional Loans -  Traditionally the most common loan, offering lower interest rates.
FHA Loans - Government guaranteed loans, that require minimal down payment, which are even available to those with some credit problems.
VA Loans - No down payment government guaranteed loans for Veterans that require you to pay only closing costs.
Rural Housing Loans - Also a no down payment loan.
Private Investor Loans - Financing for those who may not qualify for traditional loans.  Maybe because you are new to your job, your debt to income ratios are high, or even if you have bad credit.  Some of the private investor loans are backed by institutional investors, some by private individuals.
Investment Loans - There are also some minimal down payment and low interest rate loans available for those who are looking for investment properties.

Click Here for information on the Cedar Rapids First Time Home Buyer Program for 2011.

Call Kevin at (319) 360-7139 to schedule a FREE, No Obligation consultation to find out what type of financing you qualify for and get your name on the daily update list.

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